:root{--theme:#0B3D91;--ink:#142033;--muted:#667085;--line:#e5e9f0;--paper:#f5f7fb;--white:#fff}
    *{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--paper);font-family:-apple-system,BlinkMacSystemFont,"Noto Sans HK","Microsoft JhengHei",sans-serif;line-height:1.6}a{color:inherit;text-decoration:none}.container{width:min(1180px,calc(100% - 40px));margin:auto}
    .topbar{background:#101827;color:#d8e1ef;font-size:13px}.topbar-inner{height:38px;display:flex;align-items:center;justify-content:space-between}.topbar-contact{display:flex;gap:20px}.topbar a:hover{color:#fff}
    .header{position:relative;z-index:20;background:#fff;border-bottom:1px solid var(--line)}.header-inner{height:78px;display:flex;align-items:center;gap:30px}.logo{display:inline-flex;align-items:center;gap:10px;font-weight:800;font-size:19px;white-space:nowrap}.logo img{width:34px;height:34px;object-fit:contain}.main-nav{flex:1}.nav-list{display:flex;align-items:center;justify-content:center;gap:4px;margin:0;padding:0;list-style:none}.nav-item{position:relative}.nav-link{display:block;padding:27px 13px;font-size:14px;white-space:nowrap}.nav-link:hover,.nav-item:focus-within>.nav-link{color:var(--theme)}.has-arrow:after{content:"⌄";margin-left:6px;font-size:12px}.header-btns{display:flex;align-items:center;gap:12px}.account-entry{font-size:13px;color:var(--theme)}.open-account{padding:9px 15px;background:var(--theme);border-radius:7px;color:#fff;font-size:13px}.hamburger{display:none;border:0;background:none;padding:7px;cursor:pointer}.hamburger span{display:block;width:23px;height:2px;margin:4px;background:#172033;transition:.2s}
    .dropdown-panel,.mega-menu{position:absolute;top:calc(100% - 1px);left:50%;transform:translateX(-50%) translateY(8px);width:330px;padding:18px;background:#fff;border:1px solid var(--line);border-radius:0 0 12px 12px;box-shadow:0 18px 40px #10182720;opacity:0;visibility:hidden;transition:.2s;z-index:30}.mega-menu{width:460px}.mega-menu-wide{width:760px}.nav-item:hover>.dropdown-panel,.nav-item:focus-within>.dropdown-panel,.nav-item:hover>.mega-menu,.nav-item:focus-within>.mega-menu{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0)}.dropdown-panel:before,.mega-menu:before{content:"";position:absolute;top:-12px;left:0;right:0;height:13px}.dropdown-title,.mega-head{display:flex;justify-content:space-between;gap:12px;align-items:center;margin-bottom:13px}.dropdown-title span,.mega-head strong{font-weight:800}.dropdown-title a,.mega-head span{font-size:12px;color:var(--muted)}.dropdown-article{display:grid;grid-template-columns:60px 1fr;gap:10px;align-items:center;padding:9px 0;border-top:1px solid var(--line);font-size:13px}.dropdown-article img{width:60px;height:42px;object-fit:cover;border-radius:5px}.mega-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:9px}.mega-card{display:block;padding:11px;border:1px solid var(--line);border-radius:8px;background:#fbfcfe;font-size:12px}.mega-card:hover{border-color:var(--theme);background:#f1f6ff}.mega-card-top{display:flex;gap:8px;align-items:center}.mega-card img{width:30px;height:30px;object-fit:cover;border-radius:5px}.mega-card p{margin:7px 0 0;color:var(--muted);font-size:11px}.mega-stats{display:flex;flex-wrap:wrap;gap:6px;margin-top:9px;color:var(--muted);font-size:10px}.broker-rating{display:block;color:#d88714;font-size:10px}.mega-video>img,.mega-product>img{width:100%;height:70px;object-fit:cover;margin-bottom:6px}.mega-categories{display:flex;flex-wrap:wrap;gap:7px;margin:10px 0 14px}.mega-categories a{padding:4px 9px;border-radius:20px;background:#eef3fb;color:var(--theme);font-size:11px}.mega-footer{display:block;margin-top:15px;padding-top:12px;border-top:1px solid var(--line);color:var(--theme);font-size:13px;font-weight:700}
    .tag-page{padding:65px 0 90px}.tag-hero{text-align:center;margin-bottom:32px}.eyebrow{color:var(--theme);font-size:12px;font-weight:800;letter-spacing:.12em}.tag-hero h1{margin:9px 0 7px;font-size:clamp(30px,5vw,52px);line-height:1.15}.tag-hero p{margin:0;color:var(--muted)}.tag-count{display:inline-block;margin-top:13px;padding:5px 12px;border-radius:20px;background:#e8eef9;color:var(--theme);font-size:13px}.tag-articles{display:grid;gap:18px;max-width:950px;margin:auto}.tag-article{display:grid;grid-template-columns:250px 1fr;gap:22px;padding:18px;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:0 8px 24px #15233d08}.tag-article img{width:100%;height:165px;object-fit:cover;border-radius:9px;background:#e9eef5}.tag-article h2{margin:5px 0 8px;font-size:21px;line-height:1.35}.tag-article h2 a:hover{color:var(--theme)}.article-label{font-size:11px;color:var(--theme);font-weight:800}.tag-summary{margin:0 0 12px;color:#526074;display:block;min-height:3.2em}.tag-meta{display:flex;flex-wrap:wrap;gap:12px;color:var(--muted);font-size:12px}.tag-meta strong{color:#46556b}.tag-read{display:inline-block;margin-top:14px;color:var(--theme);font-size:13px;font-weight:800}.tag-read:after{content:" →"}.pagination{display:flex;justify-content:center;gap:7px;margin-top:32px;flex-wrap:wrap}.pagination a{min-width:34px;padding:6px 10px;text-align:center;border:1px solid var(--line);background:#fff;border-radius:6px;font-size:13px}.pagination a:hover,.pagination a.active{background:var(--theme);border-color:var(--theme);color:#fff}
    .footer{background:#101827;color:#d4dcea}.footer-main{padding:52px 0 42px}.footer-grid{display:grid;grid-template-columns:1.7fr repeat(3,1fr);gap:40px}.footer .logo{color:#fff}.footer-brand p{max-width:320px;color:#9daabd;font-size:13px}.footer h3{margin:3px 0 16px;color:#fff;font-size:14px}.footer-links{display:grid;gap:9px}.footer-links a{color:#aeb9ca;font-size:13px}.footer-links a:hover{color:#fff}.footer-contact{display:grid;gap:5px;font-size:13px}.footer-social{margin-top:12px;color:#aeb9ca}.footer-bottom{border-top:1px solid #263246;padding:17px 0;color:#8996a9;font-size:12px}.footer-bottom-inner{display:flex;justify-content:space-between;gap:20px}
    .mobile-drawer{position:fixed;top:0;right:0;bottom:0;width:min(370px,88vw);z-index:60;background:#fff;transform:translateX(105%);transition:.25s;overflow:auto}.mobile-drawer.open{transform:translateX(0)}.drawer-overlay{position:fixed;inset:0;background:#07101c99;opacity:0;visibility:hidden;z-index:50;transition:.25s}.drawer-overlay.open{opacity:1;visibility:visible}.drawer-head{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:20px;border-bottom:1px solid var(--line);font-weight:800}.drawer-head a{color:var(--theme);font-size:13px}.drawer-close{border:0;background:none;font-size:27px;color:#687386;cursor:pointer}.drawer-menu{padding:8px 20px 30px}.drawer-link,.drawer-toggle{display:block;width:100%;padding:14px 0;border:0;border-bottom:1px solid var(--line);background:none;text-align:left;font:inherit;font-size:15px;cursor:pointer}.drawer-toggle:after{content:"＋";float:right;color:var(--muted)}.drawer-toggle.active:after{content:"－"}.drawer-submenu{display:none;padding:3px 0 8px 14px}.drawer-submenu.open{display:block}.drawer-submenu a{display:block;padding:8px 0;color:#5c687b;font-size:13px}
    @media(max-width:1120px){.main-nav{display:none}.header-inner{justify-content:space-between}.hamburger{display:block}.header-btns{margin-left:auto}.mega-menu,.dropdown-panel{display:none}}
    @media(max-width:700px){.container{width:min(100% - 28px,1180px)}.topbar-inner{height:auto;min-height:38px;padding:7px 0;align-items:flex-start;gap:10px}.topbar-contact{gap:9px;flex-direction:column;text-align:right}.header-inner{height:68px}.account-entry{display:none}.tag-page{padding:42px 0 60px}.tag-article{grid-template-columns:1fr;gap:14px}.tag-article img{height:190px}.tag-article h2{font-size:19px}.footer-grid{grid-template-columns:1fr 1fr;gap:28px}.footer-brand{grid-column:1/-1}.footer-bottom-inner{display:block}.footer-bottom-inner span{display:block;margin:4px 0}}